Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,470 | $95,975-84.9% | $74,549-80.6% | $135,379-89.3% |
| Participation rate | 38.5% | 75.7%-37.2pp | 69.1%-30.7pp | 82.6%-44.2pp |
| Annual return | -32.12% | 56.96%-89.1pp | 32.53%-64.6pp | 519.79%-551.9pp |
| Employer contribution / active EE | $529 | $2,716-80.5% | $1,961-73.0% | $4,779-88.9% |
| Participant deferral / active EE | $2,101 | $3,844-45.3% | $3,108-32.4% | $5,609-62.5% |
| Admin fee / account holder | $2,954 | $6,522-54.7% | $5,059-41.6% | $10,828-72.7% |