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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,180 | $138,102-83.2% | $125,381-81.5% | $134,532-82.8% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -27.19% | 750.73%-777.9pp | 572.31%-599.5pp | 418.27%-445.5pp |
| Employer contribution / active EE | $2,074 | $5,245-60.5% | $4,815-56.9% | $4,741-56.3% |
| Participant deferral / active EE | $10,744 | $7,801+37.7% | $7,448+44.3% | $6,401+67.9% |
| Admin fee / account holder | $900 | $11,568-92.2% | $10,007-91.0% | $11,429-92.1% |