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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,589 | $82,674-35.2% | $125,358-57.3% | $68,498-21.8% |
| Participation rate | 61.3% | 75.0%-13.7pp | 82.4%-21.0pp | 67.9%-6.6pp |
| Annual return | -12.83% | -5.97%-6.9pp | 572.03%-584.9pp | -7.84%-5.0pp |
| Employer contribution / active EE | $3,248 | $3,381-3.9% | $4,814-32.5% | $2,596+25.1% |
| Participant deferral / active EE | $7,236 | $6,111+18.4% | $7,447-2.8% | $4,027+79.7% |
| Admin fee / account holder | $5,658 | $6,276-9.9% | $10,007-43.5% | $5,403+4.7% |