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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,589 | $82,678-35.2% | $125,391-57.3% | $68,490-21.8% |
| Participation rate | 61.3% | 75.1%-13.7pp | 82.4%-21.1pp | 67.9%-6.6pp |
| Annual return | -12.83% | -5.97%-6.9pp | 572.41%-585.2pp | -7.85%-5.0pp |
| Employer contribution / active EE | $3,248 | $3,382-4.0% | $4,816-32.5% | $2,597+25.1% |
| Participant deferral / active EE | $7,236 | $6,111+18.4% | $7,448-2.8% | $4,028+79.7% |
| Admin fee / account holder | $5,658 | $6,277-9.9% | $10,009-43.5% | $5,403+4.7% |