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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,130 | $148,582-33.3% | $135,942-27.1% | $139,456-28.9% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.8pp | 80.3%+11.3pp |
| Annual return | 21.76% | 79.26%-57.5pp | 68.28%-46.5pp | 373.45%-351.7pp |
| Employer contribution / active EE | $12,292 | $5,245+134.4% | $4,858+153.0% | $4,753+158.6% |
| Participant deferral / active EE | $15,973 | $8,101+97.2% | $7,759+105.9% | $6,711+138.0% |
| Admin fee / account holder | $7,962 | $12,402-35.8% | $10,764-26.0% | $11,407-30.2% |