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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,903 | $88,754-77.6% | $81,820-75.7% | $145,877-86.4% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 10.87% | 1031.77%-1020.9pp | 777.93%-767.1pp | 551.28%-540.4pp |
| Employer contribution / active EE | $1,864 | $3,085-39.6% | $2,915-36.1% | $4,663-60.0% |
| Participant deferral / active EE | $4,247 | $4,648-8.6% | $4,323-1.7% | $6,691-36.5% |
| Admin fee / account holder | $8,052 | $8,424-4.4% | $7,391+9.0% | $13,402-39.9% |