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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,858 | $105,210-77.3% | $159,487-85.0% | $85,851-72.2% |
| Participation rate | 98.0% | 75.8%+22.2pp | 82.8%+15.1pp | 69.3%+28.6pp |
| Annual return | 21.13% | 45.08%-24.0pp | 263.71%-242.6pp | 318.63%-297.5pp |
| Employer contribution / active EE | $4,016 | $3,319+21.0% | $4,831-16.9% | $2,565+56.5% |
| Participant deferral / active EE | $7,448 | $5,946+25.3% | $7,354+1.3% | $3,952+88.4% |
| Admin fee / account holder | $1,905 | $6,934-72.5% | $10,804-82.4% | $6,261-69.6% |