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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,842 | $98,776-84.0% | $149,745-89.4% | $79,856-80.2% |
| Participation rate | 98.1% | 75.8%+22.3pp | 82.5%+15.6pp | 69.6%+28.4pp |
| Annual return | 27.52% | 27.38%+0.1pp | 276.72%-249.2pp | 31.71%-4.2pp |
| Employer contribution / active EE | $2,633 | $3,217-18.1% | $4,646-43.3% | $2,471+6.6% |
| Participant deferral / active EE | $4,919 | $5,681-13.4% | $6,843-28.1% | $3,741+31.5% |
| Admin fee / account holder | $605 | $6,053-90.0% | $9,312-93.5% | $5,306-88.6% |