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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,146 | $91,167-73.5% | $178,498-86.5% | $79,858-69.8% |
| Participation rate | 38.7% | 69.2%-30.5pp | 81.9%-43.2pp | 69.6%-30.9pp |
| Annual return | 21.00% | 24.19%-3.2pp | 151.09%-130.1pp | 31.72%-10.7pp |
| Employer contribution / active EE | $1,062 | $3,255-67.4% | $5,011-78.8% | $2,471-57.0% |
| Participant deferral / active EE | $2,173 | $3,236-32.9% | $5,202-58.2% | $3,740-41.9% |
| Admin fee / account holder | $1,928 | $6,747-71.4% | $13,985-86.2% | $5,306-63.7% |