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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,259 | $96,419-75.9% | $80,648-71.2% | $139,487-83.3% |
| Participation rate | 71.4% | 73.6%-2.2pp | 67.0%+4.4pp | 80.3%-8.9pp |
| Annual return | 191.16% | 1352.86%-1161.7pp | 937.21%-746.0pp | 373.84%-182.7pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $7,310 | $5,225+39.9% | $4,443+64.5% | $6,713+8.9% |
| Admin fee / account holder | $928 | $6,605-85.9% | $5,382-82.8% | $11,407-91.9% |