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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,259 | $96,338-75.9% | $80,589-71.1% | $139,427-83.3% |
| Participation rate | 71.4% | 73.6%-2.2pp | 67.0%+4.4pp | 80.3%-8.9pp |
| Annual return | 191.16% | 1350.43%-1159.3pp | 935.83%-744.7pp | 373.27%-182.1pp |
| Employer contribution / active EE | $0 | $3,263-100.0% | $2,724-100.0% | $4,752-100.0% |
| Participant deferral / active EE | $7,310 | $5,234+39.7% | $4,449+64.3% | $6,711+8.9% |
| Admin fee / account holder | $928 | $6,600-85.9% | $5,379-82.7% | $11,404-91.9% |