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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,176 | $109,967-83.5% | $97,197-81.3% | $145,877-87.5% |
| Participation rate | 80.0% | 76.0%+4.0pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 14.06% | 244.27%-230.2pp | 75.47%-61.4pp | 551.28%-537.2pp |
| Employer contribution / active EE | $367 | $3,077-88.1% | $2,723-86.5% | $4,663-92.1% |
| Participant deferral / active EE | $4,846 | $4,676+3.6% | $4,263+13.7% | $6,691-27.6% |
| Admin fee / account holder | $1,545 | $6,199-75.1% | $5,637-72.6% | $13,402-88.5% |