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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,762 | $110,278-85.7% | $95,740-83.5% | $139,466-88.7% |
| Participation rate | 66.7% | 75.7%-9.1pp | 72.3%-5.6pp | 80.3%-13.7pp |
| Annual return | 21.69% | 27.19%-5.5pp | 28.41%-6.7pp | 373.66%-352.0pp |
| Employer contribution / active EE | $1,049 | $3,260-67.8% | $2,836-63.0% | $4,754-77.9% |
| Participant deferral / active EE | $8,779 | $4,674+87.8% | $4,244+106.9% | $6,712+30.8% |
| Admin fee / account holder | $1,186 | $6,613-82.1% | $5,676-79.1% | $11,409-89.6% |