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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,525 | $108,897+118.1% | $100,378+136.6% | $145,877+62.8% |
| Participation rate | 80.0% | 83.0%-3.0pp | 81.5%-1.5pp | 80.3%-0.3pp |
| Annual return | 17.59% | 58.17%-40.6pp | 49.41%-31.8pp | 551.28%-533.7pp |
| Employer contribution / active EE | $3,395 | $4,420-23.2% | $3,942-13.9% | $4,663-27.2% |
| Participant deferral / active EE | $11,567 | $8,455+36.8% | $8,087+43.0% | $6,691+72.9% |
| Admin fee / account holder | $2,043 | $9,690-78.9% | $7,899-74.1% | $13,402-84.8% |