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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,267 | $105,145+80.0% | $94,664+99.9% | $139,466+35.7% |
| Participation rate | 83.3% | 82.4%+1.0pp | 80.8%+2.5pp | 80.3%+3.0pp |
| Annual return | 19.28% | 38.09%-18.8pp | 156.84%-137.6pp | 373.66%-354.4pp |
| Employer contribution / active EE | $4,010 | $4,107-2.4% | $3,673+9.2% | $4,754-15.6% |
| Participant deferral / active EE | $12,903 | $7,599+69.8% | $7,417+74.0% | $6,712+92.2% |
| Admin fee / account holder | $1,549 | $8,972-82.7% | $7,222-78.5% | $11,409-86.4% |