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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,525 | $108,942+118.0% | $100,415+136.5% | $145,897+62.8% |
| Participation rate | 80.0% | 83.0%-3.0pp | 81.5%-1.5pp | 80.3%-0.3pp |
| Annual return | 17.59% | 58.27%-40.7pp | 49.47%-31.9pp | 552.29%-534.7pp |
| Employer contribution / active EE | $3,395 | $4,422-23.2% | $3,943-13.9% | $4,663-27.2% |
| Participant deferral / active EE | $11,567 | $8,461+36.7% | $8,091+43.0% | $6,689+72.9% |
| Admin fee / account holder | $2,043 | $9,702-78.9% | $7,906-74.2% | $13,390-84.7% |