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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,875 | $108,882-57.9% | $96,754-52.6% | $154,746-70.4% |
| Participation rate | 88.9% | 75.1%+13.8pp | 70.3%+18.6pp | 80.7%+8.2pp |
| Annual return | 19.60% | 98.39%-78.8pp | 82.04%-62.4pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,430 | $3,018-52.6% | $2,679-46.6% | $4,379-67.3% |
| Participant deferral / active EE | $2,582 | $5,323-51.5% | $4,758-45.7% | $6,730-61.6% |
| Admin fee / account holder | $5,029 | $10,200-50.7% | $8,905-43.5% | $14,365-65.0% |