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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,464 | $93,117-64.1% | $77,096-56.6% | $134,532-75.1% |
| Participation rate | 60.0% | 74.5%-14.5pp | 67.9%-7.9pp | 81.2%-21.2pp |
| Annual return | -9.39% | 62.67%-72.1pp | 42.35%-51.7pp | 418.27%-427.7pp |
| Employer contribution / active EE | $1,248 | $3,420-63.5% | $2,814-55.7% | $4,741-73.7% |
| Participant deferral / active EE | $2,243 | $5,241-57.2% | $4,429-49.4% | $6,401-65.0% |
| Admin fee / account holder | $631 | $6,948-90.9% | $5,428-88.4% | $11,429-94.5% |