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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,875 | $97,125-52.8% | $86,233-46.8% | $137,256-66.6% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.0%+19.9pp | 80.0%+8.9pp |
| Annual return | 19.60% | 74.19%-54.6pp | 61.39%-41.8pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,430 | $2,841-49.7% | $2,504-42.9% | $4,156-65.6% |
| Participant deferral / active EE | $2,582 | $5,180-50.2% | $4,559-43.4% | $6,407-59.7% |
| Admin fee / account holder | $5,029 | $9,725-48.3% | $8,342-39.7% | $12,270-59.0% |