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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,484 | $174,379-65.9% | $152,093-60.9% | $138,895-57.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 16.27% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $973 | $4,652-79.1% | $4,175-76.7% | $4,194-76.8% |
| Participant deferral / active EE | $8,539 | $6,159+38.6% | $5,451+56.6% | $6,396+33.5% |
| Admin fee / account holder | $10,892 | $16,880-35.5% | $14,497-24.9% | $12,562-13.3% |