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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,815 | $138,102-48.0% | $125,381-42.7% | $134,532-46.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.52% | 750.73%-773.2pp | 572.31%-594.8pp | 418.27%-440.8pp |
| Employer contribution / active EE | $16,622 | $5,245+216.9% | $4,815+245.2% | $4,741+250.6% |
| Participant deferral / active EE | $9,811 | $7,801+25.8% | $7,448+31.7% | $6,401+53.3% |
| Admin fee / account holder | $594 | $11,568-94.9% | $10,007-94.1% | $11,429-94.8% |