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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,446 | $162,136-57.8% | $152,301-55.1% | $154,746-55.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 28.04% | 91.02%-63.0pp | 80.50%-52.5pp | 172.34%-144.3pp |
| Employer contribution / active EE | $7,012 | $4,890+43.4% | $4,624+51.6% | $4,379+60.1% |
| Participant deferral / active EE | $19,266 | $8,341+131.0% | $8,004+140.7% | $6,730+186.3% |
| Admin fee / account holder | $6,092 | $15,759-61.3% | $14,398-57.7% | $14,365-57.6% |