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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,591 | $157,304-94.5% | $141,197-93.9% | $152,909-94.4% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 71.93% | 64.34%+7.6pp | 71.41%+0.5pp | 345.46%-273.5pp |
| Employer contribution / active EE | $2,105 | $5,263-60.0% | $4,736-55.6% | $4,764-55.8% |
| Participant deferral / active EE | $4,636 | $7,111-34.8% | $6,710-30.9% | $5,851-20.8% |
| Admin fee / account holder | $479 | $12,126-96.1% | $10,265-95.3% | $11,601-95.9% |