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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,446 | $154,228-55.6% | $145,433-52.9% | $137,256-50.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 28.04% | 74.59%-46.5pp | 66.58%-38.5pp | 220.34%-192.3pp |
| Employer contribution / active EE | $7,012 | $4,804+46.0% | $4,554+54.0% | $4,156+68.7% |
| Participant deferral / active EE | $19,266 | $8,216+134.5% | $7,897+144.0% | $6,407+200.7% |
| Admin fee / account holder | $6,092 | $14,344-57.5% | $13,129-53.6% | $12,270-50.3% |