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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,446 | $196,972-65.3% | $182,262-62.4% | $198,609-65.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 28.04% | 158.27%-130.2pp | 140.60%-112.6pp | 202.70%-174.7pp |
| Employer contribution / active EE | $7,012 | $5,364+30.7% | $5,046+39.0% | $5,055+38.7% |
| Participant deferral / active EE | $19,266 | $8,643+122.9% | $8,276+132.8% | $6,977+176.1% |
| Admin fee / account holder | $6,092 | $18,429-66.9% | $16,712-63.5% | $19,030-68.0% |