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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,503 | $154,209-23.2% | $130,062-8.9% | $139,487-15.0% |
| Participation rate | 25.0% | 82.0%-57.0pp | 78.5%-53.5pp | 80.3%-55.3pp |
| Annual return | 22.46% | 32.52%-10.1pp | -137.37%+159.8pp | 373.84%-351.4pp |
| Employer contribution / active EE | $2,383 | $5,292-55.0% | $4,322-44.9% | $4,755-49.9% |
| Participant deferral / active EE | $3,357 | $6,709-50.0% | $5,821-42.3% | $6,713-50.0% |
| Admin fee / account holder | $0 | $13,988-100.0% | $10,601-100.0% | $11,407-100.0% |