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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,021 | $142,409-45.2% | $119,634-34.8% | $134,545-42.0% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.3%-29.3pp | 81.2%-31.2pp |
| Annual return | -19.55% | -12.46%-7.1pp | -14.98%-4.6pp | 418.37%-437.9pp |
| Employer contribution / active EE | $4,995 | $5,224-4.4% | $4,232+18.0% | $4,742+5.3% |
| Participant deferral / active EE | $6,196 | $6,468-4.2% | $5,601+10.6% | $6,401-3.2% |
| Admin fee / account holder | $0 | $13,594-100.0% | $10,329-100.0% | $11,431-100.0% |