Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,174 | $71,872-70.5% | $86,691-75.6% | $68,495-69.1% |
| Participation rate | 64.3% | 72.2%-8.0pp | 76.6%-12.3pp | 67.9%-3.6pp |
| Annual return | -20.16% | 3.53%-23.7pp | 35.94%-56.1pp | -7.84%-12.3pp |
| Employer contribution / active EE | $2,300 | $2,173+5.8% | $2,837-18.9% | $2,596-11.4% |
| Participant deferral / active EE | $3,831 | $3,779+1.4% | $4,656-17.7% | $4,028-4.9% |
| Admin fee / account holder | $779 | $6,112-87.2% | $7,492-89.6% | $5,403-85.6% |