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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,196 | $89,364-86.4% | $141,177-91.4% | $72,983-83.3% |
| Participation rate | 85.9% | 75.1%+10.8pp | 82.5%+3.5pp | 69.5%+16.5pp |
| Annual return | 142.89% | 111.86%+31.0pp | 71.40%+71.5pp | 81.01%+61.9pp |
| Employer contribution / active EE | $2,683 | $3,115-13.9% | $4,736-43.3% | $2,440+10.0% |
| Participant deferral / active EE | $5,291 | $5,419-2.4% | $6,710-21.2% | $3,608+46.7% |
| Admin fee / account holder | $600 | $5,959-89.9% | $10,263-94.2% | $5,124-88.3% |