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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,140 | $110,240-43.6% | $96,544-35.6% | $139,487-55.5% |
| Participation rate | 72.7% | 78.1%-5.4pp | 76.0%-3.3pp | 80.3%-7.6pp |
| Annual return | 16.33% | 26.41%-10.1pp | 25.88%-9.5pp | 373.84%-357.5pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,072 | $5,549-26.6% | $4,851-16.1% | $6,713-39.3% |
| Admin fee / account holder | $13,498 | $11,602+16.3% | $8,254+63.5% | $11,407+18.3% |