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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,830 | $100,811-47.6% | $86,698-39.1% | $134,545-60.7% |
| Participation rate | 81.8% | 79.0%+2.9pp | 76.6%+5.2pp | 81.2%+0.6pp |
| Annual return | 16.31% | 29.11%-12.8pp | 35.96%-19.6pp | 418.37%-402.1pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,812 | $5,339-28.6% | $4,656-18.1% | $6,401-40.5% |
| Admin fee / account holder | $562 | $10,926-94.9% | $7,492-92.5% | $11,431-95.1% |