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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,485 | $217,432-63.9% | $185,849-57.8% | $167,536-53.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.31% | 148.42%-133.1pp | 122.10%-106.8pp | 478.82%-463.5pp |
| Employer contribution / active EE | $2,082 | $5,875-64.6% | $5,169-59.7% | $4,839-57.0% |
| Participant deferral / active EE | $5,256 | $6,357-17.3% | $5,569-5.6% | $6,342-17.1% |
| Admin fee / account holder | $519 | $19,818-97.4% | $16,244-96.8% | $12,315-95.8% |