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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,184 | $105,160-10.4% | $94,679-0.5% | $139,456-32.5% |
| Participation rate | 91.7% | 82.4%+9.3pp | 80.8%+10.8pp | 80.3%+11.3pp |
| Annual return | 23.50% | 38.04%-14.5pp | 156.75%-133.3pp | 373.45%-350.0pp |
| Employer contribution / active EE | $14,152 | $4,107+244.6% | $3,673+285.3% | $4,753+197.8% |
| Participant deferral / active EE | $13,393 | $7,599+76.3% | $7,417+80.6% | $6,711+99.6% |
| Admin fee / account holder | $2,429 | $8,988-73.0% | $7,233-66.4% | $11,407-78.7% |