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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,037 | $105,160-88.6% | $94,679-87.3% | $139,456-91.4% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 12.89% | 38.04%-25.2pp | 156.75%-143.9pp | 373.45%-360.6pp |
| Employer contribution / active EE | $976 | $4,107-76.2% | $3,673-73.4% | $4,753-79.5% |
| Participant deferral / active EE | $1,608 | $7,599-78.8% | $7,417-78.3% | $6,711-76.0% |
| Admin fee / account holder | $3,094 | $8,988-65.6% | $7,233-57.2% | $11,407-72.9% |