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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,581 | $167,522-42.9% | $151,639-37.0% | $134,532-29.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -39.05% | 7.81%-46.9pp | 3.34%-42.4pp | 418.27%-457.3pp |
| Employer contribution / active EE | $7,591 | $6,828+11.2% | $6,165+23.1% | $4,741+60.1% |
| Participant deferral / active EE | $13,995 | $8,986+55.7% | $8,363+67.3% | $6,401+118.6% |
| Admin fee / account holder | $5,381 | $13,780-60.9% | $11,613-53.7% | $11,429-52.9% |