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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,827 | $89,364+40.8% | $141,177-10.9% | $72,983+72.4% |
| Participation rate | 94.8% | 75.1%+19.7pp | 82.5%+12.4pp | 69.5%+25.3pp |
| Annual return | 14.18% | 111.86%-97.7pp | 71.40%-57.2pp | 81.01%-66.8pp |
| Employer contribution / active EE | $2,235 | $3,115-28.2% | $4,736-52.8% | $2,440-8.4% |
| Participant deferral / active EE | $8,112 | $5,419+49.7% | $6,710+20.9% | $3,608+124.9% |
| Admin fee / account holder | $572 | $5,959-90.4% | $10,263-94.4% | $5,124-88.8% |