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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,909 | $65,361-34.4% | $92,903-53.8% | $72,983-41.2% |
| Participation rate | 95.3% | 68.3%+27.0pp | 76.0%+19.3pp | 69.5%+25.9pp |
| Annual return | 14.83% | 42.11%-27.3pp | 109.43%-94.6pp | 81.01%-66.2pp |
| Employer contribution / active EE | $1,945 | $2,594-25.0% | $3,653-46.8% | $2,440-20.3% |
| Participant deferral / active EE | $3,080 | $3,128-1.5% | $4,238-27.3% | $3,608-14.6% |
| Admin fee / account holder | $3,740 | $4,251-12.0% | $5,795-35.5% | $5,124-27.0% |