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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,758 | $100,003-45.2% | $146,685-62.7% | $85,856-36.2% |
| Participation rate | 87.1% | 73.1%+14.0pp | 80.1%+7.0pp | 69.3%+17.8pp |
| Annual return | 12.99% | 18.93%-5.9pp | 22.75%-9.8pp | 318.58%-305.6pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,461 | $4,006-13.6% | $5,507-37.1% | $3,952-12.4% |
| Admin fee / account holder | $1,201 | $7,704-84.4% | $10,281-88.3% | $6,261-80.8% |