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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,807 | $105,198+41.5% | $159,455-6.7% | $85,856+73.3% |
| Participation rate | 84.0% | 75.8%+8.2pp | 82.8%+1.2pp | 69.3%+14.7pp |
| Annual return | 15.36% | 45.08%-29.7pp | 263.63%-248.3pp | 318.58%-303.2pp |
| Employer contribution / active EE | $624 | $3,319-81.2% | $4,830-87.1% | $2,565-75.7% |
| Participant deferral / active EE | $8,997 | $5,946+51.3% | $7,353+22.4% | $3,952+127.6% |
| Admin fee / account holder | $5,588 | $6,934-19.4% | $10,800-48.3% | $6,261-10.7% |