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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,130 | $175,231-49.7% | $149,696-41.1% | $139,466-36.8% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 15.17% | 166.77%-151.6pp | 134.46%-119.3pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,820 | $5,478-66.8% | $4,821-62.3% | $4,754-61.7% |
| Participant deferral / active EE | $2,374 | $6,521-63.6% | $5,682-58.2% | $6,712-64.6% |
| Admin fee / account holder | $1,188 | $16,155-92.6% | $13,212-91.0% | $11,409-89.6% |