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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,372 | $209,422-62.1% | $178,503-55.5% | $158,982-50.1% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 15.60% | 188.81%-173.2pp | 151.12%-135.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,919 | $5,707-66.4% | $5,011-61.7% | $4,763-59.7% |
| Participant deferral / active EE | $2,604 | $5,955-56.3% | $5,202-49.9% | $5,983-56.5% |
| Admin fee / account holder | $42,528 | $17,079+149.0% | $13,987+204.1% | $11,252+278.0% |