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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,144 | $209,425-82.3% | $178,499-79.2% | $158,966-76.6% |
| Participation rate | 50.0% | 86.4%-36.4pp | 81.9%-31.9pp | 82.0%-32.0pp |
| Annual return | 18.08% | 188.80%-170.7pp | 151.10%-133.0pp | 302.95%-284.9pp |
| Employer contribution / active EE | $1,291 | $5,707-77.4% | $5,011-74.2% | $4,762-72.9% |
| Participant deferral / active EE | $4,447 | $5,955-25.3% | $5,202-14.5% | $5,983-25.7% |
| Admin fee / account holder | $17,236 | $17,078+0.9% | $13,986+23.2% | $11,250+53.2% |