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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,310 | $202,342-82.1% | $172,752-79.0% | $152,897-76.3% |
| Participation rate | 42.9% | 87.1%-44.2pp | 82.6%-39.8pp | 82.5%-39.6pp |
| Annual return | 23.38% | 1029.83%-1006.4pp | 802.97%-779.6pp | 345.43%-322.1pp |
| Employer contribution / active EE | $1,587 | $5,858-72.9% | $5,144-69.2% | $4,764-66.7% |
| Participant deferral / active EE | $3,162 | $5,948-46.8% | $5,198-39.2% | $5,851-46.0% |
| Admin fee / account holder | $5,950 | $17,111-65.2% | $13,955-57.4% | $11,599-48.7% |