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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $2,760 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,416 | $27,826-94.9% | $65,566-97.8% | $71,511-98.0% |
| Participation rate | 81.0% | 57.6%+23.4pp | 64.9%+16.1pp | 67.9%+13.1pp |
| Annual return | 18.66% | 41.56%-22.9pp | 47.40%-28.7pp | 28.86%-10.2pp |
| Employer contribution / active EE | $0 | $1,405-100.0% | $1,692-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $631 | $1,861-66.1% | $2,832-77.7% | $4,291-85.3% |
| Admin fee / account holder | $32 | $3,850-99.2% | $4,114-99.2% | $1,588-98.0% |