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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,656 | $103,038+19.0% | $90,324+35.8% | $152,909-19.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 21.15% | 95.25%-74.1pp | 78.15%-57.0pp | 345.46%-324.3pp |
| Employer contribution / active EE | $1,427 | $3,141-54.6% | $2,856-50.0% | $4,764-70.0% |
| Participant deferral / active EE | $2,525 | $4,282-41.0% | $3,885-35.0% | $5,851-56.8% |
| Admin fee / account holder | $35,019 | $6,177+466.9% | $5,356+553.9% | $11,601+201.9% |