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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,820 | $99,011+35.2% | $86,582+54.6% | $147,586-9.3% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 20.57% | 1312.75%-1292.2pp | 965.08%-944.5pp | 578.59%-558.0pp |
| Employer contribution / active EE | $1,206 | $3,132-61.5% | $2,839-57.5% | $4,876-75.3% |
| Participant deferral / active EE | $2,763 | $3,972-30.5% | $3,609-23.4% | $5,439-49.2% |
| Admin fee / account holder | $4,194 | $5,709-26.5% | $4,904-14.5% | $10,886-61.5% |