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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,569 | $84,551-88.7% | $61,452-84.4% | $134,532-92.9% |
| Participation rate | 42.1% | 62.2%-20.1pp | 52.6%-10.5pp | 81.2%-39.1pp |
| Annual return | -19.54% | 585.39%-604.9pp | 338.96%-358.5pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,025 | $1,545-33.6% | $1,160-11.6% | $4,741-78.4% |
| Participant deferral / active EE | $3,154 | $2,818+11.9% | $2,125+48.5% | $6,401-50.7% |
| Admin fee / account holder | $537 | $2,587-79.3% | $2,131-74.8% | $11,429-95.3% |