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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,252 | $176,077-83.4% | $159,455-81.7% | $167,518-82.5% |
| Participation rate | 81.8% | 84.9%-3.1pp | 82.8%-1.0pp | 82.1%-0.3pp |
| Annual return | 16.97% | 331.83%-314.9pp | 263.63%-246.7pp | 478.71%-461.7pp |
| Employer contribution / active EE | $2,097 | $5,298-60.4% | $4,830-56.6% | $4,838-56.7% |
| Participant deferral / active EE | $5,965 | $7,751-23.0% | $7,353-18.9% | $6,342-5.9% |
| Admin fee / account holder | $3,690 | $12,556-70.6% | $10,800-65.8% | $12,312-70.0% |