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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,015 | $174,379-92.5% | $152,093-91.4% | $138,895-90.6% |
| Participation rate | 94.7% | 81.6%+13.1pp | 77.8%+17.0pp | 79.9%+14.8pp |
| Annual return | 15.06% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.3pp |
| Employer contribution / active EE | $2,588 | $4,652-44.4% | $4,175-38.0% | $4,194-38.3% |
| Participant deferral / active EE | $3,826 | $6,159-37.9% | $5,451-29.8% | $6,396-40.2% |
| Admin fee / account holder | $5,346 | $16,880-68.3% | $14,497-63.1% | $12,562-57.4% |