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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,687 | $96,419-10.1% | $80,648+7.5% | $139,487-37.9% |
| Participation rate | 54.5% | 73.6%-19.1pp | 67.0%-12.5pp | 80.3%-25.8pp |
| Annual return | 18.98% | 1352.86%-1333.9pp | 937.21%-918.2pp | 373.84%-354.9pp |
| Employer contribution / active EE | $976 | $3,261-70.1% | $2,724-64.2% | $4,755-79.5% |
| Participant deferral / active EE | $2,574 | $5,225-50.7% | $4,443-42.1% | $6,713-61.6% |
| Admin fee / account holder | $565 | $6,605-91.4% | $5,382-89.5% | $11,407-95.0% |