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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,191 | $93,124+18.3% | $77,100+42.9% | $134,545-18.1% |
| Participation rate | 63.6% | 74.5%-10.9pp | 67.9%-4.3pp | 81.2%-17.6pp |
| Annual return | -18.04% | 62.68%-80.7pp | 42.35%-60.4pp | 418.37%-436.4pp |
| Employer contribution / active EE | $1,799 | $3,421-47.4% | $2,815-36.1% | $4,742-62.1% |
| Participant deferral / active EE | $4,501 | $5,242-14.1% | $4,430+1.6% | $6,401-29.7% |
| Admin fee / account holder | $849 | $6,970-87.8% | $5,443-84.4% | $11,431-92.6% |