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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,581 | $91,559-87.4% | $133,978-91.4% | $79,856-85.5% |
| Participation rate | 65.6% | 73.3%-7.8pp | 79.8%-14.3pp | 69.6%-4.1pp |
| Annual return | 37.39% | 61.85%-24.5pp | 45.10%-7.7pp | 31.71%+5.7pp |
| Employer contribution / active EE | $1,685 | $2,384-29.3% | $3,919-57.0% | $2,471-31.8% |
| Participant deferral / active EE | $3,710 | $3,734-0.6% | $5,047-26.5% | $3,741-0.8% |
| Admin fee / account holder | $23 | $6,321-99.6% | $8,930-99.7% | $5,306-99.6% |