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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,699 | $65,364-91.3% | $92,909-93.9% | $72,975-92.2% |
| Participation rate | 60.9% | 68.3%-7.4pp | 76.0%-15.1pp | 69.5%-8.6pp |
| Annual return | 0.00% | 42.11%-42.1pp | 109.44%-109.4pp | 81.01%-81.0pp |
| Employer contribution / active EE | $995 | $2,594-61.7% | $3,653-72.8% | $2,440-59.2% |
| Participant deferral / active EE | $2,644 | $3,128-15.5% | $4,238-37.6% | $3,608-26.7% |
| Admin fee / account holder | $5 | $4,251-99.9% | $5,795-99.9% | $5,124-99.9% |